To educate and help one to achieve financial freedom at retirement through careful selections of comprehensive insurance savings and investment plans. This is done through personal and family financial needs analysis to identify the most value-for-money and needs-driven plans at the different stages of life; and constant reviews of insurance coverage so as to identify gaps or, in many cases, reducing areas that are over-insured.
About Financial Planning provides
- personal and family financial needs analysis and planning
- consultation on insurance savings and investment plans
- summaries and unbiased perspectives on insurance related saving and investment plans available in Singapore
- investment and learning opportunities to achieve greater wealth through commercial affiliations
Association with NTUC Income
Ginny Lim, author and editor of aboutFinancialPlanning.net, has chosen to represent NTUC Income Cooperative, the only cooperative in Singapore, as cooperative is a business owned by the people who use its services. This means that policyholders are the owners and shareholders of NTUC Income, and, therefore, reap greater surpluses and bonus compared to other private commercial insurance companies. In fact, NTUC Income has announced in their website that Income distributes 98% of their surplus to policyholders which is higher compared to industry practice. Hence, the policyholder stands to receive better returns on their investment or insurance coverage. Moreover, NTUC Income policyholders also get to enjoy other privileges and facilities such as booking of chalets in Singapore, Malaysia and Indonesia.
The information presented herein represents the views of the author as of the date of publication. The author reserves the rights to update the information based on the changing new conditions. While every attempt has been made to verify the information provided here, the author shall not be liable for any damage or loss of any kind caused as a result (direct or indirect) of the use of the Web Site, including but not limited to any damage or loss suffered as a result of reliance on the Contents contained in or available from the Web Site.