Click on the slide or the title below to download the article (in .pdf format).
|Issue||Title and Description|
|12||How much Life Insurance is needed for Critical Illness, Death and Total Permanent Disability?
This article revisits the topic on life insurance but in greater depth. The sum assured for life insurance and estimated premium required for the coverage; early-stage critical illness plan and how it compares to the traditional advanced-stage critical illness plan are clarified in this article.
|11||Silver Tsunami hitting Singapore: Can you survive?
With lower birth rate and medical advancement in drugs and implants that leads to longer life expectancy, Singapore will face a huge challenge in 20 years times with fewer young people supporting the elderly.What can we do to weather the Tsunami in time to come…?
|10||$0 for Medical Expenses: is it possible?
Singapore healthcare is one of the more well-established system in the world. While the costs for medical treatment at the heavily subsidized B2 and C wards at the Singapore Restructured hospitals remain affordable, treatment and medication at private hospital or non-subsidized wards can be high. So, having sufficient medical (hospitalisation) and life insurance coverage for you and your family members are important in order to battle against the increasing medical expenses.
|9||Estate Planning for Everyone? Almost!
Estate Planning is the process of planning for the accumulation, conservation, and distribution of an estate to achieve both the tax and non-tax goals. It sounds complicated and seems to apply only to the rich with lots of money and assets to pass on to their beneficiaries. Not really! Estate planning is for everyone. Even those with limited wealth, some degree of planning is still necessary, with minimal cost too.
|8||Real Estate Investment: Risks, Price and Returns
Overnight queues, balloting, blank cheques… Singapore is probably the only place on earth where the property market is still so vibrant during this economy downturn. The reasons for eager buyers to snap up home deals range from low interest rates, lower prices (than 2007 boom period), ‘fear of missing the boat’ to cash-rich buyers and optimism that the economy will bounce back soon.
Before you jump into the bandwagon, it is important for you to understand the risks involved in real estate investment, to determine your home affordability and the reasonable price to pay for a unit, the potential returns and how to protect this valuable investment.
|7||Retirement Planning – Start right now the right way!
Successful retirement planning not only requires you to know how much you need to save but also to start early (right NOW if you’ve not) with the right financial instrument based on the time horizon you have…
|6||Is Your Cash Flow and Balance Sheet Healthy?
Working out a cash flow statement or balance sheet needs no more than knowledge in elementary mathematics. But it requires you to conscientiously take note of all your daily and regular expenses so that you can account for your money.
|5||Reduce Income Tax with Supplementary Retirement Scheme (SRS)
Save up to $2000 income tax a year by contributing to your (and your spouse) Supplementary Retirement Scheme (SRS) fund…
|4||Insurance for Senior Citizen: How to provide and cover yourselves adequately!
The two most important retirement and insurance plan your ought to know especially if you are retiring…
|3||Health Insurance: What’s what?
Health insurance is one area that most people over/under provides due to the lack of understanding of the various similar insurance policies available. Read on to find out their differences…
|2||Insurance for Kids: What, Why and When?
Flooded with information from insurance agencies and even banks on insurance policies, saving plans… for your child and can’t decide on which works best for you? Read on…
|1||Pyramid of Insurance Needs
Pyramid of Insurance Needs shows the increasing level of insurance everyone need.
|0||Financial Analyis Needs Form
An Microsoft Excel spreadsheet for you to do a Financial Needs Analysis on your own.