Many people buy travel insurance only one or two days before departure. But do you know that it should be bought once you made payment for your trip! Why so? Travel Insurance covers risks associated with pre-departure events such tour agency’s bankruptcy, you or your family members fell sick and hence cannot proceed with the travel. Travel insurance will cover the loss of non-refundable deposits or other charges paid in advance.
Another important thing to note is to take down the SOS number and your policy number so that you can call for assistance should evacuation is required. You are advised to read through the policy document to know what kind of proof of documents for other minor claims such as delayed or damaged or lost baggage, flight delay etc.