MediShield Enhancement from March 2013

With effect from 1 March 2013, the Min­istry of Health (MOH) will make the fol­low­ing changes to the cur­rent MediShield Plan more com­pre­hens­ive.

a) Remove the max­im­um entry age of 75 years old. This will help the healthy unin­sured eld­erly to apply for MediShield

b) Increase the max­im­um cov­er­age age from 85 to 90 years old.

c) Increase the Medis­ave with­draw­al lim­its for MediShield and Integ­rated Shield Plans premi­ums from $800 to $1,000 for those aged 76 to 80 and from $1,150 to $1,200 for those above age 80.

d) Increase the deduct­ible for B2 ward from $1500 to $2000 and C ward from $1000 to $1500.

e) Extend cov­er­age to include short-stay wards in Emer­gency Depart­ments.

f) Extend cov­er­age to inpa­tient psy­chi­at­ric treat­ment at $100 per day up to 35 days per year.

g) Increase the policy year lim­it from $50,000 to $70,000 and life­time lim­it from $200,000 to $300,000.

With the above enhance­ments, the annu­al premi­um will increase too. The private Medis­ave-Approved Integ­rated Shield Plans from AIA, Aviva, Great East­ern, NTUC Income and Pruden­tial will also increase their annu­al premi­ums too, as MediShield is the under­ly­ing integ­rated basic plan. For those aged 65 and below, the annu­al premi­um increase will be up to $120, and for those above 65 years old will face increase of up to $252 annu­ally. To min­im­ise the fin­an­cial premi­um impact of this increase in 2013, the Gov­ern­ment will provide one-off top-up to the MediS­ave Account, which ranges from $50 to $400. For those who are 66 years old and above, they will enjoy addi­tion­al Medis­ave top-up of $250-$450 under the Annu­al GST Vouch­er pro­gram.

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