NTUC Income has just started to offer the PLUS rider for new application and upgrade that is attached to the Enhanced IncomeShield. Standard IncomeShield is still not entitled to purchase Plus Rider.
PLUS rider covers the deductible and 100% of the co-insurance of Enhanced IncomeShield.
Assist rider covers the deductible and 90% of the co-insurance of Enhanced IncomeShield. However, the co-insurance payment is subject to a cap of $2000 for Basic Plan, $2500 for Advantage Plan and $3000 for Preferred Plan only.
For existing Enhanced IncomeShield policyholder, you can apply to upgrade from Assist Rider to Plus Rider, subject to underwriting.
New applicant can now choose to apply for Assist Rider or Plus rider to attach to his/her Enhanced IncomeShield.
Yearly Premium for Assist Rider can be found here
Yearly premium for Plus Rider can be found here
Information on Enhanced IncomeShield can be found here